Rochkind Insurance - Insurance Galveston | Flood Insurance

Flood Insurance

Galveston Flood Insurance

The Importance of Purchasing Flood Insurance

Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

Galveston County is considered a high risk flood area. You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.


Floods cost America, on average, $8.2 billion each year (according to 2015 data, Recovering from just one inch of water inside your building can cost about $27,000.

Flooding can be an emotionally and financially devastating event.  Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items.  With flood insurance, you’re able to recover faster and more fully.  Use the tool below to see how much flood damage—even from just a few inches of water—could cost you.


What you may not know is that flooding is the most common natural disaster in the United States, affecting every state. Flooding can be caused by storms, dams or levees breaking, new development changing how water flows above and below ground, snowmelt and much more.

Homeowners and renters insurance do not typically cover flood damage.

Even though Galveston County is a high risk flood zone, more than 20 percent of flood claims come from properties outside high-risk flood zones.

The good news is that flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.


Rochkind Insurance serves the greater Galveston and Houston areas. Please contact us today to get a Galveston Flood Insurance quote. We are here to assist you in any way.

Call Rochkind Insurance at (409) 770-9503.

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