Galveston and the Texas Gulf Coast are truly special to those of us who live, work, and play here. Art, culture, history, and the natural beauty of the coast give us many reasons to celebrate, especially during the summer months. Unfortunately, now is also the time to be prepared for the possibility of a hurricane […]
Stay “Storm Smart” with Hurricane Preparation and Home Insurance Tips Read More »
Hurricane Ike, a devastating storm that struck the Gulf Coast in 2008, had a profound impact on the insurance industry and prompted significant changes in how insurance is structured and managed in coastal areas. The aftermath of Hurricane Ike exposed vulnerabilities and shortcomings in the existing insurance landscape, leading to reforms and innovations aimed at
15-Years Since Hurricane Ike & the impact to Texas insurance Read More »
At Rochkind Insurance we want to support you and your insurance needs. Here are some tips on how to optimize your relationship with any insurance provider. These tips will help to ensure that you receive the best coverage, service, and value for your premiums. Here are several key strategies to enhance your interactions with your
Optimize your relationship with your insurance provider Read More »
Living on the Texas coast exposes residents to unique risks such as hurricanes, floods, and windstorms. It is crucial to have comprehensive insurance coverage specifically tailored to the challenges of this region. First and foremost, homeowners in the Texas coastal areas should consider purchasing windstorm insurance. Standard homeowners’ insurance policies often exclude coverage for wind
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The WPI-8 certification is specific to the state of Texas and is primarily associated with the Texas Windstorm Insurance Association (TWIA). Its importance and relevance are mainly within the context of Texas coastal areas and the insurance coverage provided by TWIA. Outside of Texas, you would typically not encounter or require a WPI-8 certification, as
What is a Windstorm Property Inspection Form 8 (WPI-8)? Read More »
“Our staff at Rochkind Insurance will help you navigate Texas Gulf Coast specific insurance policies for your home or beach house, which life insurance policy is right for you and your family, educate you on the different coverages available for an auto policy as well as provide general liability and worker’s comp for your business.
Meet Hal Rochkind from Rochkind Insurance – Galveston Read More »
What are some of the key benefits that life insurance can provide? There are so many. In this article we are going to focus on Cash Value. Cash value from life insurance policies offers several benefits and tax advantages, making it a valuable asset for individuals seeking financial security and wealth accumulation. One of the
Benefits & Tax Advantage of Cash Value from Life Insurance Read More »
Equity index annuities (EIAs) are financial products that combine elements of both fixed annuities and equity market participation. These annuities offer individuals an opportunity to participate in the potential gains of a specific equity index while providing downside protection and a guaranteed minimum return. The value of equity index annuities lies in several key aspects.
A Single Premium Immediate Annuity (SPIA) is a financial product that offers a straightforward and convenient way to convert a lump sum of money into a guaranteed income stream. With a SPIA, an individual pays a single premium to an insurance company in exchange for regular income payments that begin immediately. This type of annuity
An annuity is a type of financial product that provides a guaranteed income stream over a set time or for the annuitant’s lifetime. An annuity is an agreement between an individual and an insurance company where the individual makes a lump-sum payment or a series of payments to the insurance company in exchange for guaranteed
